Financial Inclusion

​Why the Jan dhan yojana turn out to be unsuccesful inspite of large no of accounts opened in last 2 years? The reason being the poverty and illiteracy which attributed from unemployment,demographic,etc. The first thing needed to ensure the complete banking services is the need of biometric devices as the addhaar seeding require the need of punching of number and letter which generally comprises of English language and also the SMS being sent on confirmation usually consists of English language which makes the rural people dependent on others to assist them in knowing what is being texted which in turn resist the people from the rural people to take the banking services.And, the purpose of the Bank is not just to open the accounts but also to ensure the activity of the account during the regular intervals. There is a foremost need to make the biometric devices as a mean to provide the complete banking facilities on unbanked areas.

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